Sunday, 27 March 2011

Changing My World......Financially!

Coffee jar snow flaking for March is £31.55, down from last month and £6.45 short of my monthly gym membership. I really have four days left till the end of the month but I will count the rest of the month as April.

Tomorrow I'll bank my last pay cheque for March and I'm hoping that it is the last time with my current bank as I'm hoping that I will be able to change banks this week. I have been wanting to change banks ever since last year when I was turned down for a 0% transfer balance credit card deal. All the interest and charges I have been paying over the years to my bank and with a really great credit report and they turn me down?

Tuesday should be when I hear from my new bank and I am hoping that all will be okay. I have a plan B bank just in case, my experience with UK banks has been ropey at best. I had no problem opening a bank account in the States but I went from bank to bank when I first arrived in London trying to open an account. The first bank that decided to risk it would only allow me to hold a basic bank account, so no cheque book and cheques took about 5 days to clear but they gave me a credit card after only 6 months. For three years I banked with them and applied three times for a current account and was turned down each time. A bank clerk from another bank encouraged me to apply with her bank and I had no problem opening a current account. Since then my second bank has changed name and over the last few years has gone down hill as far as I am concerned and I want out.

So fingers crossed for Tuesday.

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