End of July Update

Well I have added my tax bill, which is now due, to my debt balance which brings it back to just over the balance I had a the start of June. Gosh it seems like a big step backwards. Still on the positive side I have paid £1,429.19 off my last credit card, better than I had planned and really once that is paid off I will feel I have clear my debit. Okay I will still have debt but it will be all relating to 2009 and not debt I have been carrying around for the last decade. And of cause I want to clear it also.
Anyway this month my budget was divided up as follows:

9.6% Expenses

85.1% debt

5.3% Spending

Next month I plan to clear my last credit card, cancel it and then to start clearing my tax bill which I will probably transfer to my Flexi account. (Yes, the account I should have cancelled but am glad now that I didn't) I will wait until I start getting calls from the Revenue it's self before I do so. Hopefully I may have paid it off before that happens.

For August my goals are as follows:

Clear my last Halifax credit card £1085.18 (+interest)

Pay towards my Tax bill £1,133.23

Keep to my £5 a day spending plan