Tomorrow my direct debit payment is taken for my flexiloan so I will wait until after that before I use the credit available to clear my credit card. Then I will have only one account to clear and all at a lower interest rate, going from 19.9% to 17.9%.
I have set up a snowball plan on http://www.whatsthecost.com/ and it says that I will be debit free by the end of April (only four months to go!).
I have been playing around with my budget and have worked out that I can pay all my monthly expenses, spending etc. in my first weeks pay, that leaves me with three weeks pay left to use to snowball my debit. Also the money I have been saving in my jar each week is going towards my monthly gym membership of £36.00. This helps to round off my budget to cover all my monthly expenses in my first weeks pay.