Spending - oh dear I have been spending this month, and I so didn't want to go over my budget but have well and truly stuffed my goals for this month, in fact the only goal I will accomplish is my payment to my Regular Saving Account. I am treating all my regular savings as if they were debit payments, I have the amount I want to have saved by the end of the year and am paying it off each month.
So my over spend amount is £289.71 of which;
- £49.95 on food items (incl. health food supplies, coffee's etc.)
- £38.69 books (7 online purchases)
- £6.89 vitamins etc.
- £83.46 clothes (incl. hiking boots, socks, court shoes etc.)
- £110.72 miscellaneous (incl. concert tickets for Oct.)
My book purchases will not last me to the end of July - I am such a bookworm at the moment, keep finding great books to read and that's after I finished all the Lee Child books and thought I would never find anything I would like as much.
Was planning to take a stay-cation in August but have found out today that I will have to go either the end of July or wait till September. As my holiday will be an outdoor affair, weather is going to be a major factor and September can be very iffy in the UK. Also if I go in July I will have to use some credit (ie. go into debt) which I am not so keen to do.