It has taken a while but I have finally gotten below the lowest record balance I have had in about a decade. Way back in December 2004 my total debit balance was down to a mere £6,662.28 before it slowly (but insistently) climbed to the heights of £20,056.05 in June 2007. That amount really horrified me - how could I be in so much debt but have nothing to show for it? And so my blog journey started.
Now my total debt is £6,637.58 - OK that may only be £24.70 less than my lowest balance but it's a huge breakthrough for me and better still it is not yet the end of the month so I am working at getting below £6k by the end of the month. The getting out of debt business is getting lots of fun.
Haven't done so well on my £5 a day plan last week - brought my big bro a belated birthday gift, new earphones for my ipod and some stationary that I needed to that blew the plan for the week but I am back on track this week. I wont beat my self up as I have been very good and I haven't been using credit (rule No. 1 is still in place).
My NoCreditNeeded goal of clearing my debt by the end of this month is not going to happen but ending it under £6k is a reason to celebrate I reckon!