March Update

Well I am down to only two credit cards and would like them both gone (forever) by July this year.

The higher interest changing card is going first and currently it stands at £4,560.49. The idea is to throw as much money at it till it is totally gone and to pay £100 a month on the other card until the first is cleared. This monthly payment is more than double the required payment for the month but as the credit card company has reduced the percentage you have to pay each month that doesn't say too much.

With that all under control - the rest of my finances are now very much easier to deal with. I have reduced my monthly expense to under £200 a month and my £5 a day spending plan is keeping me on the straight and narrow when it comes to spending. I now tend to leave my debit card at home and my one and only unchopped credit card is kept well away from my handbag.

I have a few bank accounts scatted about with small amounts in them which I need to sort out as I feel that changed bank accounts are just around the corner here in the UK. I keep getting asked if I want to open a premier account which cost over £5 a month and includes travel insurance etc. but I am not interested. On Monday when I was taking out my weekly spending money the question popped up on the cash machine outside the bank and if you are not careful you could end up with an account by accident.

Trip to Turkey in early May is still on the cards and as yet I haven't worked out the costs so I really must get onto that as it is now March.