Oh I just love my alerts and I seem to be having them more often which means my budget is working and I am being very good. All going well I hope to have one more alert before the end of the year.
In the last 8 years I have ended the month at under 8k only 12 times and only once since 2006, so I am closer to getting into new territory. The lowest my debt has been since 2001 is £6662.28 (US$11,570.68 and NZ$18,884.26), so I am really looking forward to getting below that figure.
It has taken a while to refine my budget and get use to spending very little money. But compared to where I was in July last year I can see how the snowball effect does seem to speed up. You just have to hang in there and be consistent - it does really seem to work!
You can do it! You too will be debt free!
2 comments:
Well done you!!!
That is simply spectacular!!
as frugal says, you are doing so well Lisa. Keep going, that £8k will be gone before you know it
-Laura
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