(Taken from The Sunday Times 21/09/08 - by Ali Hussain)
Are you a saver or a spender?
A combination of both. I'm pretty diligent about saving. However, if I really want something I will get it - although I'll spend a long time deciding.
I like to set aside around 20% of everything I have into savings. I also put away money towards a pension and earmark another portion for Christmas.
How has the credit crunch affected you?
I'm definitely more cautious. The first thing I did when the credit crunch started was to work out exactly what all my monthly expenses were and how much money I needed every month to cover that.
What is your financial priority?
To reduce my spending more and to save more.
What is the most important lesson you have learnt about money?
Always, always, always save.