Okay, this is partly a date thing - it is the seventh of the eighth of the ninth today - surely a reason in it's self to make an entry on your blog?
The other reason to make this posting is that I have just closed my Halifax credit card, having been put through to their "special" closure department. I think all banks have them, as this is the second one I have dealt with of late. And they really tried hard to keep my business - offering me interest free payment transfers for the life of the balance and also a reduction on the interest charged on the credit card, etc. But I stood firm and said no thanks - as the balance on my only remaining card will be paid off by the end of the month.
"Why do I want to close my account?" I told them I was down sizing my finances, then I was told that I was "a very good customer and they didn't like to lose good customers". Gee, if I'm such a good customer why do you charge me such high interest rates, especially when the base rate is so low.
Anyway I am down to one card now - I am keeping it open for the time being as I have two direct credit's coming off it each month and am too lazy at the moment to sort out moving the direct debts to my bank account. I have one bank account which has all my other direct payments and standing orders. So really I should sort that out.
In December I want to go home for a visit and have been told in no uncertern terms by my travel agent, that I must book now or miss out getting a seat altogether. The other other piece of not so good news was that the ticket was going to set me back about £1,300 (gulp). I should have been making my plans at the beginning of the year apparently and I could have saved myself a few hundred pounds. I usually only pay about £750-£850 but with some new "C02" related taxes on long distance flights (thank you Mr Brown!) the prices are really taking a hike. So I am waiting for a call from my travel agent to see if she can find me any seats in the last week of December. I will have to just grin and bear the price I guess. Once my tax is paid off my air fare will be the next bill to clear. It's never ending isn't it!
My Mums is going to kill me, as I have been telling her for months that when I come over I will be staying for about six months or so, and now I am going to have to break it to her that I am only planning to stay for two. Not looking forward to that phone call.
Can't wait till that last £722 is cleared off my account - not quite debt free but boy! I will feel debt free - it's funny but now that I am so close to my goal I sort of feel like I did when I started my blog. Is that just me?