This £5 a day deal is really working for me - on Monday morning I still had £15 in my purse from last week and so have decided not to take out any money for this week at all.
I have closed my ISA account as I don't have any saving in it and have made the decision to send all my savings back home (ie. off shore) and have closed my web saver account (the interest on the account had gone to almost nothing). Two reasons to do this is it will stop me spending it and I would have monies in my account back home for when I need to make payments. Am thinking about changing my bank accounts for a building society too.
I have paid off my Flexiloan for the second time in about four months, it's one of those account I find really hard (read that as next to impossible) to close as it is instant access to cash, without the inconvenience of a credit card. This leaves me with only two credit cards again to clear so next month I will be throwing everything at my card with the highest balance and the highest interest rate. I have turned down the offer of a refinancing loan of 9.9% (been there too many times) and am committed to clearing what I have left on my cards asap!