Rule Number Three

Okay here are the new figures for my end of month for May and they aren't good reading:

Flexiloan £1,844.00 up from £492.25 at the beginning for May

Bank Loan £1,535.32 down from £1919.15 at the start of month

Mastercard #1 £4,359.00 up from £3,300.00 at the start of month
Mastercard #2 £3,792.00 down from £3,842.03 at start of month
Creditcard #3 £1,094.00 down from £1,139.88 at start of month
Current Account in Credit (with one pending change of £12.00)

So the outcome is that I am now back to my January balance at £12,625.00 and I have increased my debit by £1,645.00. By doing this I also break my rule number 3 of "not increasing my debt".

It is all a matter of getting back on track and get the balance down again, with the knowledge that it is going to take an extra two months to clear my loans, so in turn my DFD will have to be adjusted accordingly. But am I really sorry about all this? Not really, as I had a great holiday and so did all my friends and I can account for most of the monies spent.

Was I right or wrong?