Dave Ramsey's Baby steps in English

Baby step 1

£1000 to start an Emergency Fund

Baby step 2

Pay off all debt using the debt snowball

Baby step 3

three to six months of expenses in saving

Baby step 4

Invest 15% of income into Stocks & Shares ISA's

Baby step 5

Pay off your home early

Baby step 6

Build wealth and give

The above is 'my' baby steps guild for those of use who live in the UK. I am pretty sure that ISA's are the same as Roth IRA's - don't judge me if you think I am wrong (but please do leave a comment. I am at baby step 3 and will be for the rest of the year.