In Regards To Myself.....

Have you noticed? I have been refreshing my blog (a little) - adding some more info and have now included some saving goals. Saturday marks my 2nd year of my blog and I am closer to my goal that ever before and I really believe that without my blogging about my debt I don't think I would have gotten this far. Reading other peoples posts about getting out of debt has been a great help in giving me new views on budgets (yes Super Careo - the dreaded "b" word), spending, saving, snowballing, snowflaking and so much more. To all the blogger's I have on my blog roll - thank you! Even if you don't know it, your blogs have been a great help to me and that is why I have included them on my blog.

With regards to my saving goals I have been re-reading Dave Ramsey's 7 Baby Steps and well yes, I have been doing doing step 2 before step 1 but we are all different and what works for me may not work for you. I never know, when sites or blogger's talk in US dollars, if I should convert that to pounds sterling or just treat the dollar as a pound. Does anyone else have this problem in the UK?

Well my Emergency Fund goal is currently £1,200 but I hope to increase it some time in the future. My Building Fund goal is just a figure I pick out of the air, once I have cleared my debt and my taxes I can really work on what I want to do for this goal and how achievable it will be.

On my £5 a day last week was not a good week and I went over my plan for the week by about £30 but this week I am back on track.