(I have been having problems getting back on this site hence my delayed update)
Well, new job and new address and new monthly debit payment amount - and it is lower than June and July by about £300.00. Because of this I have had to contact the Inland Revenue and reduce the monthly payment of £1000.00 that I had arranged with them, to £740.00. This means that I don't clear my IR debt until October.
In the mean time I have applied for and receive a Barclaycard (my first) but they would only give me a credit limited of £850.00 and when I phone them and asked if I could do a balance transfer this dropped to only £775.00. As my HSBC Mastercard has shot the interest rate up to 19.9% I felt any reduction in the balance was a good thing. The Barclaycard is 0.00% for 14 months.
So to date my total debt now stands at £16768.78 aprox. This doesn't include all my payments for this month. Will have to do a final total at the end of the month.
Because of my new job I have be clocking up a debit balance on my current overdraft which is not good. It stands at about £150.00 at the present. I will really have to monitor this one.
I am looking at a DFD in late September/October, I haven't include my Tax for 07/08 which will start to become due in January 08.
